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A review of AIG key person insurance (now AIG Life) for UK businesses. Cover options, strengths, and how to arrange cover.
Our full comparison service launches Q2 2026
Pre-Register for LaunchAIG Life (formerly known simply as AIG in the UK protection market) is part of the global American International Group. They offer key person insurance through their UK protection range, which is well-regarded among financial advisers.
AIG Life is particularly known for their flexible approach to underwriting, which can benefit businesses with employees who have complex health histories or unusual occupations.
Note: We are a comparison and information site. We do not have a direct commercial relationship with AIG. Information below is based on publicly available details and may change.
AIG Life offers the following for key person insurance purposes:
AIG Life's critical illness cover is generally well-regarded for the breadth of conditions included and the flexibility of their definitions.
Reasons businesses may choose AIG key person insurance:
As always, we recommend comparing quotes from multiple providers to find the best terms for your specific situation.
AIG key person insurance is available through:
AIG Life does not sell business protection directly to the public. A qualified adviser can help ensure the policy is structured correctly for your needs.
Compare AIG with other providers: AIG excels for high-risk occupations. See how they compare on cover limits and features in our comparison table.
AIG is a global insurance group with a significant UK protection presence. According to ABI market data, the UK protection industry paid £8bn in claims in 2024 with major providers maintaining high acceptance rates.
AIG is authorised and regulated by the FCA, a member of the ABI, and all policies are FSCS-protected.
AIG Life is a well-established provider backed by one of the world's largest insurance groups. They are particularly known for flexible underwriting that can accommodate non-standard health conditions and occupations. Whether they offer the best terms depends on your specific circumstances.
AIG Life is the UK protection arm of the global AIG (American International Group). They offer life insurance and critical illness products in the UK market through financial advisers.
Yes, AIG Life is known for their flexible underwriting approach. They may be able to offer cover for health conditions or occupations that other insurers decline or heavily load. This makes them worth considering if you have had difficulty obtaining cover elsewhere.
Compare key person insurance information and find the right type of cover for your business.
We are a comparison and information resource, not an insurer or broker. For regulated advice, consult a qualified professional.