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A comprehensive review of Zurich key person insurance for UK businesses. Cover types, costs, claims process, and how to apply.
Our full comparison service launches Q2 2026
Pre-Register for LaunchZurich is a Swiss-headquartered international insurer with a significant UK presence. They offer key person insurance through their business protection product range, which is well-regarded among advisers.
Zurich's approach to key person cover is notable for its flexibility - they offer a 'Business Menu' plan that allows businesses to combine multiple types of cover under a single policy framework.
Note: We are a comparison and information site. We do not have a direct commercial relationship with Zurich. The information below is based on publicly available product details and may change. Always verify directly with Zurich or a qualified adviser.
Zurich offers several options for key person insurance:
Zurich's Business Menu plan is particularly useful for businesses wanting to cover multiple key people or combine different cover types efficiently.
The cost of Zurich key person insurance is influenced by:
Zurich is generally competitive on pricing, particularly for their combined cover options through the Business Menu plan. As with all insurers, exact premiums require a personalised quote based on individual circumstances.
Reasons businesses may choose Zurich key person insurance:
However, every business situation is different. We recommend comparing quotes from multiple providers to find the best terms for your specific needs.
Zurich key person insurance is primarily available through:
Zurich does not typically sell business protection directly to the public. Working with an adviser ensures the policy is structured correctly for tax and legal purposes.
See how Zurich compares: With 55 critical illness conditions, Zurich leads on CI breadth. Compare all 9 providers in our full comparison table.
Zurich is a major global insurer with a strong UK presence. According to ABI data, the UK protection market paid a record £8bn in claims in 2024, with major providers like Zurich maintaining claims acceptance rates above 97%.
Zurich is authorised and regulated by the Financial Conduct Authority and is a member of the ABI. Policies are protected by the FSCS.
Zurich's Business Menu plan allows businesses to combine multiple types of cover (life, critical illness, income protection) for multiple key people under one flexible policy framework. This can simplify administration and may offer cost efficiencies.
Zurich is a financially strong international insurer with a good reputation for business protection. They are particularly known for flexible underwriting, which can benefit businesses with employees in higher-risk occupations or with complex health histories.
Zurich key person insurance is available through independent financial advisers and specialist brokers. They do not typically sell business protection directly to the public. A qualified adviser can compare Zurich with other providers to find the best terms.
Compare key person insurance information and find the right type of cover for your business.
We are a comparison and information resource, not an insurer or broker. For regulated advice, consult a qualified professional.